A one of a kind safe simple and efficient way of automating mutiple-brand credit card sales simultaneously in the following situations:
E-Commerce (Over the Internet)- Via the Phone (Call Center/Telemarketing)
- Monthly Payment
Aprova Fácil is a dream come true for the Merchant! A single solution automates everything! With simple steps listed below you can integrate this solution to your own system: Aprova Fácil is the sales-ready solution you have been waiting for!
Requirements to use Aprova Fácil are just a matter of establishing contracts with your bank of choice and Brazilian credit card issuers!
Aprova Fácil is ready for you to start selling. See below the main features of the Aprova Fácil solution:
- Immediate automation for On line transactions;
- Safe, Cryptographed Transactions;
- Fully customizable in regards to Structure and Application;
- Single report per client, automatically synchronized.
Main characteristics of Aprova Fácil
Online sales sites, telemarketing and service companies may benefit from Aprova Fácil. Its structure is fully backed up datacenter and server wise with dedicated links that securely guarantee the communication between your system and several financial institutions offering to your clients SLA of 99,9%.
Simplicity
The Merchant's applications remain simple and optimized and the good news is that they do not need to be modified when the issuers change any aspect of the communication process.
Integration
The integration of Aprova Fácil to the pages and/or systems is done by the client. It is strongly recommended that a developer be responsible for this integration.
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 Multiplatform;
Suggested for call center and recurring sales;
No need to install Aprova Fácil on your server.
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Suggested for Internet sales;
No need to install SSL certificate;
No need to install Aprova Fácil on your server.
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Available only for Windows platform;
CobreBemX (DLL) installation is required;
Suggested for call center and recurring sales.
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Multiplatform;
128bits SSL certificate is required;
CGI installation is required on your server.
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Click here to request the Technical Documentation of AprovaFácil.
Examples and Modules
Simple implementacion with working examples in Excel, Access, ASP, PHP, Visual Basic, Cold Fusion, VB Script , Java Script and Delphi. It will take only a few minutes to have Aprova Fácil working and integrated to your system.
In order to help our clients Cobre Bem Tecnologia makes available in our site, in the
Downloads area, many examples in Unix and Windows, as well as free virtual store integrated modules such as: OsCommerce and Virtua Store.
Management
Detailed reports enable the merchant to manage all the aspects of the automation processes that this wonderful tool makes possible, with the added possibility that should the Merchant find it more convenient to integrate the management resource tools of Aprova Fácil to the ERP application their establishment uses it is possible to do so. The merchant saves time!
Requests for approval of selling transactions are forwarded to the credit card issuers/banks;
Their response is fedback immediately to the computer that originated the request. The whole process is done with synchronicity;
All communications utilize cryptographic routines developed by Cobre Bem Tecnologia, observing standards set by credit card issuers/banks.
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Observation:
Sales processing is done by Credit Card Issuers and will be credited directly to the Merchant's bank account by the appropriate financial institutions involved in this process.
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Requirements to use Aprova Fácil:
Affiliation of the establishment to the Credit Card issuers.
The Merchant must inform the commercial sector of the Issuer of all the types of sales processes their establishment wishes to use (E-Commerce, Telemarketing, Recurring Sales) so that the same can enable the best connection method for the establishment. Here are some examples:
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Credit Card
Brands  | Connectivity Technologies |
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Visanet  | Verified by Visa of Brazil, Moset and TEF Dedicado |
| Mastercard | Komerci and Komerci WebService |
| Diners | Komerci and Komerci WebService |
| Amex | WebPOS and TEF Dedicado |
| Hipercard | TEF Dedicado |
| Sorocred | TEF Dedicado |
| Aura | TEF Dedicado |
| JCB | TEF Dedicado |
Ordering/Acceptance to receive payments by Boleto Bancario, on-line Bank Transfer and on-Line Bank Financing must be contracted with your preferred Bank:
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Observation:
Boleto Bancário is available in Aprova Fácil exclusively for e-commerce (over the Internet).
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Observation:
Direct Debit on current account: The process of low returns of Aprova Fácil containing the confirmation of current account debits that have been effective by your Bank, is totally automated, without human intervention. Therefore, it must be created, along with the Bank, a process of registration of users with receiving and sending files permission and that it is released for the use of Cobre Bem. Please contact us for more information.
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Observation:
Boleto bancário: The process of low returns of Aprova Fácil, containing the confirmation of paid Boletos on your bank, is totally automated without human intervention. Therefore, it must be created, along with the Bank, a process of registration of users with receiving files permission and that it is released for the use of Cobre Bem. Please contact us for more information.
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The Merchant must integrate Aprova Fácil to its server;
The Merchant must purchase Aprova Fácil.
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Observation:
Cobre Bem Tecnologia will not become involved in contractual commercial or financial aspects between Merchants and financial institutions.
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