A one of a kind safe simple and efficient way of automating mutiple-brand credit card sales simultaneously in the following situations:
E-Commerce (Over the Internet), Via the Phone (Call Center/Telemarketing) and Monthly Payments.
Aprova Fácil is a dream come true for the Merchant! A single solution automates everything! With simple steps listed below you can integrate this solution to your own system: Aprova Fácil is the sales-ready solution you have been waiting for!
Requirements to use Aprova Fácil are just a matter of establishing contracts with your bank of choice and Brazilian credit card issuers!
Main characteristics of Aprova Fácil
8 Brazilian Credit Card Issuers: Visa, Mastercard, Hipercard, American Express, Diners, Sorocred, JCB and Aura;
Types of credit card sales supported by the service: direct debit, no interest installments (per the merchant), fixed interest installments (per the issuers), programmed recurring installments, non-programmed recurring installments;
Simple implementacion with working examples in Excel, Access, ASP, PHP, Visual Basic, Cold Fusion, VB Script , Java Script and Delphi. It will take only a few minutes to have Aprova Fácil working and integrated to your system.
Online sales sites, telemarketing and service companies may benefit from Aprova Fácil. Its structure is fully backed up datacenter and server wise with dedicated links that securely guarantee the communication between your system and several financial institutions simultaneously.
Simplicity
The Merchant's applications remain simple and optimized and the good news is that they do not need to be modified when the issuers change any aspect of the communication process.
Detailed reports enable the merchant to manage all the aspects of the automation processes that this wonderful tool makes possible, with the added possibility that should the Merchant find it more convenient to integrate the management resource tools of Aprova Fácil to the ERP application their establishment uses it is possible to do so. The merchant saves time!
Integration
The integration of Aprova Fácil to the pages and/or systems is done by the client. It is strongly recommended that a developer be responsible for this integration.
In order to help our clients Cobre Bem Tecnologia makes available in our site, in the
Downloads area, many examples in Unix and Windows, as well as free virtual store integrated modules such as: OsCommerce and Virtua Store.
Characteristics and Functionalities below speak for themselves:
Immediate automation for On line transactions;
Safe, Cryptographed Transactions;
Fully customizable in regards to Structure and Application;
Single report per client, automatically synchronized.
Requirements to use Aprova Fácil
Affiliation of the establishment to the Credit Card issuers.
The Merchant must inform the commercial sector of the Issuer of all the types of sales processes their establishment wishes to use (E-Commerce, Telemarketing, Recurring Sales) so that the same can enable the best connection method for the establishment. Here are some examples:
TEF Dedicado: supported by - Visanet, Hipercard, American Express, Sorocred and JCB;
Verified By Visa of Brazil and MoSet: supported by Visanet;
Komerci and Komerci WebServices: supported by Redecard.
WebPOS: supported by American Express.
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Observation:
Cobre Bem Tecnologia will not become involved in contractual commercial or financial aspects between Merchants and financial institutions.
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The Merchant must integrate Aprova Fácil to its server;
The Merchant must purchase Aprova Fácil.
Requests for approval of selling transactions are forwarded to the credit card issuers/banks;
Their response is fedback immediately to the computer that originated the request. The whole process is done with synchronicity;
All communications utilize cryptographic routines developed by Cobre Bem Tecnologia, observing standards set by credit card issuers/banks.
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Observation:
Sales processing is done by Credit Card Issuers and will be credited directly to the Merchant's bank account by the appropriate financial institutions involved in this process.
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